Settlement Time

General
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Ensuring transparency in escrow transactions, Earnnest deposits typically take between one and three business days (Monday-Friday) to appear in your escrow account once the payer's funds have successfully cleared. It's important to note that this timeline may be affected by ACH holidays.

Influencing Factors on Deposit Time

The deposit timeline is influenced by various factors. Clearance time for payer's funds and exclusive operation on standard business days (excluding weekends) may impact processing times. Be mindful of these factors to navigate the deposit process smoothly. ACH holidays, specific days when the Automated Clearing House network is non-operational, can affect deposit times. It's essential to recognize these holidays, as transactions initiated around them may experience delays. Plan your transactions accordingly for a seamless escrow process.

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