For deposits under $100K, whether earnest or non-earnest money, it typically takes three business days (Monday-Friday) to appear in your escrow account once the payer's funds have successfully cleared.
For deposits over $100K, the processing time typically ranges from 4-5 business days before funds reach your escrow account. This timeline follows the standard ACH transfer process.
Several factors can influence the deposit timeline. These include the time it takes for the payer's funds to clear and Earnnest’s reliance on standard business days (excluding weekends). Additionally, transactions initiated around ACH holidays, when the Automated Clearing House network is closed, may face delays. Be sure to account for these factors to ensure smooth processing of your escrow deposits.
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